Tuesday, 02 June 2020

Rustic Real Estate: How to Buy Cabins, Cottages, and More Rustic Homes

Written by Posted On Wednesday, 05 June 2019 03:20

Still eyeing that adorable cottage in the countryside? Turn your dream into a reality! Learn more about buying rustic homes, cottages, cabins, and more.

A recent report revealed that approximately 9 million of the 252 million housing units in the United States are second homes.

Approximately 3.5 percent of the houses have homeowners with two houses.

Additionally, the number one cause of stress  in the United States is job pressure, defined as co-worker tension, bosses, and overload. 

No wonder people want to run away from responsibilities and life. 

Escaping the worries of everyday life for some may mean finding rustic homes far away from daily stress. 

Read on to learn everything you need to know about buying a cabin, cottage, or rustic home. 

Litmus Test: Should You Get a Rustic Home?

If you're among the majority of Americans who find themselves overstressed and looking for a rustic retreat, you need to consider a few details before you lay down the cash for that cute little shack you found on a local real estate site.

First, realistically, how often will you use the rustic home? If you're looking for a second home where you can go every weekend or every other weekend, then a rustic home makes sense. But if you just need a week-long retreat home once a year, then why do you want to own a rustic home?

If you're still thinking you need to own a rustic home, ask yourself this: can you rent it out?

Most likely, if you're willing to shell out cash to rent a vacation home, then others are willing to do the same. Renting your rustic home or cabin out will help you pay the mortgage and the property manager you hire to care for the cabin.

Consider what maintaining the cabin will cost as well. Figure this into the total cost with the mortgage when you're deciding if you can afford a cabin.b

Also, do you have the extra cash to pay a housekeeper to care or the place when others stay there? A property manager can help with this as well, but be aware of the extra expenses up front.

If you've found your dream home and are set on it, assess the price and location of the home. Does the home style and price make sense compared to other real estates in the location? 


Consider your location. Why do you want a rustic cabin or cottage in this place? Do you visit there often or do you just wish you'd visit there often?

If you've never spent a season in that particular location, try it out by visiting at different seasons first. Once you've experienced mosquitoes the size of hummingbirds in Minnesota, you'll know if you want the cabin in the backwoods.

Consider the natural risks that come with the location as well. Does the area flood easily? Is it the victim of heavy blizzards?

Ask the locals what the biggest environmental hazards are on real estate. Southern California, for example, looks like an amazing place to live, but nearly every home has to deal with the natural enemy of termites. 

Your Purpose

Why do you want a cabin or a rustic home? Do you like the aesthetic? That works, but why can't you have that where you live? 

Do you want peace and quiet? Consider the location and the time of year you can visit. Summer may not be as quiet as you think if you're looking at a lakeside cabin. 

If you're just looking for a place that's out in the middle of nowhere, you may find what you need for peace and quiet. Be aware that a neighborless neighborhood also means fewer amenities at your disposal. 

Your Time

Do you have the time to put into the home? Homes with no owners or residents quickly die. They do not keep themselves up.

If you plan on visiting just a weekend a month of a couple of weeks a year, prepare yourself for upkeep. If you hate housework and just want to relax, then find a housekeeper or caretaker that you trust. 

If you cannot afford a caretaker, plan on spending time maintaining the house and asking a trustworthy neighbor to let you know what's going on. 

Steps to Buying Rustic Homes

Follow these basic steps to find and buy a rustic home:

1. Find the right location

You'll need a location you love and want to visit in and out of season. 

2. Assess your financial situation.

Consider your income, your discretionary funds, and your desires. Assess how much house can you afford. 

Remember that you will not just be paying a mortgage payment but property taxes, insurance, and maintenance. 

If you cannot afford these basics, consider if you want to rent out the home and know that a property manager will receive eight to twelve percent of the rent you collect.  

Also, remember that rent is taxable income. 

3. Make your wish and need list.

4. Use a professional.

Consider using a real estate professional to first find the property. Then use a trusted contractor who will evaluate the property and its needs beforehand. 

Research the area. Consider the utilities, wildlife issues, road access, and water issues. Talk to neighbors and locals to determine the hazards you'll have to deal with.

If you find that perfect piece of property but it has no house on it, you could always purchase a log cabin or rustic home to put on it. You can find basic cabins for reasonable prices at places like www.loghouse.ie

Get Nostalgic

Old homes carry life with them because of how much life they've seen. No wonder people find rustic homes so relaxing. They're timeless icons from the past. 

If you're interested in finding your perfect second home, check out our inventory or contact us directly. 

Rate this item
(0 votes)
tracy handy

Tracy is a full-time real estate advisor and blogger. she specializing in real estate technology .and she would like to write real estate,  home improvement topics.

VOXEL Agent Marketing

Search by State:

Agent Resource

How to capture your next prospect - click here

Realty Times

From buying and selling advice for consumers to money-making tips for Agents, our content, updated daily, has made Realty Times® a must-read, and see, for anyone involved in Real Estate.