Women in Real Estate

What if there was a way to schedule yourself an hour a week to help you generate $25K, $50K, $100K, or more? In our business it isn’t all that big a challenge if we make a choice to commit the effort toward that specific result. It really is that simple, you just have to do three things: 1. Identify the time, this case Wednesday for an hour2. Identify the strategy – plenty to choose from3. Commit to the work until you reach the result. It’s not any harder than that! For most of my clients. It is just a matter of setting it up as a personal challenge and then holding them accountable to the plan and the work! Right now, my favorite challenge is looking back over the clients we did loans for prior to December of last year, or those we spoke with about doing a loan that…
Posted On Monday, 12 July 2021 00:00 Written by
“How wonderful it is that nobody need wait a single moment before starting to improve the world.”  Anonymous We are experiencing an unusual real estate market convergence of robust home sales, the highest home values we have ever seen, and the lowest mortgage rates we have ever seen. These three factors, rarely ever seen operating together, are like walking into a master design studio full of problem-solving tools and innovative ideas hanging on every hook. As a result, you can redesign your home, your finances, and your lifestyle. Don’t wait too late to get started, though. The market is always moving. This week we were surprised by mortgage rates dipping lower than we have seen since February. The Federal Reserve assured investors they would give plenty of notice before tapering off on the mortgage-backed security bond buying.  The Fed’s aggressive bond-buying has been a critical reason mortgage rates have remained…
Posted On Monday, 12 July 2021 00:00 Written by
Clearly, agents need to be on top of the latest innovations to help their clients, so here’s a quick rundown of two new tech tools that will add more profitability to your toolkit. It’s hard enough to keep up with the demands of buyers and sellers, but when we add new technologies into the mix in the form of apps, platforms, and services, it can be overwhelming! Here’s a few tips on what’s available to you to help buyers buy and seller’s sell:  No agent on site? No problem! What if you could show a property without being there? You may be thinking, ”virtual tours have been around for years,” what’s so novel about that?  I’m not talking about virtual tours at all! There is a new innovation in the showing game, called Occupi (www.getoccupi.com/).  This app was developed when an agent kept complaining to her tech-head boyfriend that a…
Posted On Thursday, 08 July 2021 00:00 Written by
Half the year is done, and opportunities remain strong. As many are complaining about the typical items like “lack of inventory” or “rising interest rates”; my clients across the country are checking in up more than 9% in total units over the same time last year. So somehow, people who are working are making it happen! It’s not hard to see why people are swayed by the media and those YouTube “experts” with their doom and gloom forecasts, it’s hard to see the reality looking through the distorted lens of much of the information. Yes, home sales in the month of April were down 4.4% year over year. This helped fuel the speculation of the end of the housing market. Then the May numbers come in UP 8% year over year and nobody seems to have much to say? It doesn’t stop there, mortgage applications are down 6.9% - 5%…
Posted On Monday, 05 July 2021 00:00 Written by
“Wealth is the ability to fully experience life.” –Henry David Thoreau As we celebrate Independence Day in the United States, the summer real estate and mortgage markets offer us opportunities to celebrate our own financial freedom and independence.  Home sellers see their home values hit higher than they could have ever imagined.  Homebuyers are buying their homes with the lowest mortgage rates we have seen in years. Homeowners have a unique opportunity to restructure their mortgage terms to remodel their homes and lower overall debt costs.  Looking into the future for the real estate and mortgage markets, Lawrence Yun, chief economist for the National Association of Realtors, predicts that we will see more houses available for sale in the second half of 2021 due to the government forbearance program ending and homebuilders building more homes.   Lawrence Yun continues his predictions saying, “Home price growth will steadily moderate with the increased supply…
Posted On Monday, 05 July 2021 00:00 Written by
Tammie is a native Texan and has been a resident of Frisco, Tx for over 20 years.  Currently, she is the Broker/Owner of two real estate companies and the team leader of Hip Realty Group. Tammie has earned her CRS, GRI and SRS. She is a wife, mother of four children, dog owner, multi-million dollar producer, team leader, entrepreneur, community volunteer and seven year awardee of the Five Star Professional Award. Words clients have used to describe Tammie are tenacious, engaging, the slayer, hip, dedicated, bold, loyal, protective, knowledgeable, MommaSlay, candid and trustworthy. 
Posted On Thursday, 01 July 2021 00:00 Written by
June is coming to an end and with it the first half of 2021. Now is the time to spend an hour or so to review your year-to-date numbers against your business plan and see where the data takes us. Things to look for: • Purchase/refinance numbers• Referral partner closed referrals• Sources of opportunities• Marketing/prospecting response• Reality (including those currently in your pipeline and preapproved) compared to projections  Once we have this data, we can also see who was involved in our purchase transactions on the listing side of our deals and see who we enjoyed working with and check their numbers to see if it is worth investing time and energy to make an approach? Remember, we aren't looking to grow numbers, we are looking to grow quality! We also must check our systems to be sure everything is working as intended and make changes as needed. No system…
Posted On Monday, 28 June 2021 00:00 Written by
“I can’t change the direction of the wind, but I can adjust my sails to always reach my destination.”  Jimmy Dean Listening to the financial news during the day sometimes reminds me of being out in a sailboat when storms are approaching.   You have to pay attention, with one hand on the tiller and the other ready to adjust the sail to ensure you don’t end up being blown into the drink.  The Federal Reserve has been buying billions of dollars in mortgage-backed securities.  This committed action by the Fed has been artificially keeping mortgage rates low.  The Fed has hinted that they may taper off on this activity sooner rather than later, which would pressure mortgage rates higher. No one knows when the winds will turn, though.   Currently, rates are still hanging around the 2’s and 3’s, generally speaking.  No matter which way the wind is blowing,…
Posted On Monday, 28 June 2021 00:00 Written by
We have talked about inflation and the fact you can’t fight the FED. More and more information show prices climbing, and the FED keeps buying and buying keeping rates low. They called it “transitory.” It was a supply chain issue and once everyone goes back to work, prices will return to “normal”. But today the FED had to acknowledge that indeed, inflation is real, and much hotter than they would like despite all their efforts. So, as it would be today, they admitted inflation is real but still clung to the “transitory” argument, at least for now. Prior to the FED announcement, the 30yr MBS 2.5% coupon stood at 103.38 and up .02 on the day. Right after the word came out, that coupon was down 44bps at 102.92; and we closed down 59bps at 102.77. The 10yr was also on the move; before the announcement it was down .01…
Posted On Monday, 21 June 2021 00:00 Written by
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