Existing-home sales faded in September, according to the National Association of Realtors®. Among the four major U.S. regions, sales rose in the Northeast but receded in the Midwest, South and West. All four regions registered year-over-year sales declines. Total existing-home sales[i] – completed transactions that include single-family homes, townhomes, condominiums and co-ops – waned 2.0% from August to a seasonally adjusted annual rate of 3.96 million in September. Year-over-year, sales dropped 15.4% (down from 4.68 million in September 2022). “As has been the case throughout this year, limited inventory and low housing affordability continue to hamper home sales,” said NAR Chief Economist Lawrence Yun. “The Federal Reserve simply cannot keep raising interest rates in light of softening inflation and weakening job gains.” Total housing inventory[ii] registered at the end of September was 1.13 million units, up 2.7% from August but down 8.1% from one year ago (1.23 million). Unsold inventory…
Posted On Thursday, 19 October 2023 07:03 Written by
If you're injured in a slip and fall accident, you need a personal injury lawyer on your side. Skilled California personal injury lawyers can help you achieve the compensation you need to rebuild your life. Carpenter & Zuckerman lawyers are experienced in handling car accident cases. We know the legal process and how to get the best possible results for our clients. Our team will work diligently to find evidence that will support your case and help you recover damages. Common Personal Injury Claims handled in California The most common personal injury claims involve auto accidents, workplace accidents, and wrongful death. In California, personal injury claims are the most common types of lawsuits filed. According to the National Center for State Courts, personal injury claims are filed in every county in the state. The most common personal injury claims in California are: 1.Car accidents 2.Bicycle accidents 3.Slip and falls 4.Medical…
Posted On Tuesday, 07 February 2023 09:39 Written by
Many companies and their originators are dealing with the challenges of less loan volume. With refinance business about 20% of the volume it was last year and purchase volume down in many markets as well, there is simply less loan units to take through the process, which leads to the reality than many people are either making less money than they were last year, or they have people, salaries, and overhead that they no longer need or can afford.
We have seen tens of thousands of layoffs, some companies reduce locations, even a few just call it quits and either sell themselves off or just closed completely. None of this is a surprise when you see this type of volume reduction in such a short period of time, and those more heavily weighted on turning refinances have felt the most pain. However, that isn’t the end of the…
Posted On Monday, 11 July 2022 00:00 Written by
Award winning author Lenor Madruga Chappell was a beautiful young woman - model, radio personality, wife of a rancher, mother of two, and active citizen in her California hometown. On the morning of her thirty-second birthday, she discovered a hard lump in her groin and subsequently underwent a hemipelvectomy: removal of her left leg and hip.   Her victorious story is an inspiration not only to the millions of amputees throughout the world, but to all who face physical or emotional trauma.   Lenor has been a keynote speaker (Motivational and Inspirational) at National Cancer Conferences in America, Canada and Europe; a speaker with Celebrities Against Cancer, a speaker at major fund-raising events including the National Easter Seal Telethon, and a speaker at hospitals and universities throughout America and Europe. A national and international speaker, Lenor captivates audiences with her straight forward approach to life's challenges. In October of 2009…
Posted On Thursday, 12 January 2023 00:00 Written by
Cathy Droz, Founder/CEO is an accomplished automotive journalist, author, speaker and radio host with a passion for the automobile industry. A native of New York, she was just 17 when she purchased the family sedan, which evolved into a 40-year career including opening a full-service automotive advertising agency, and, most recently, publishing her first book, “A Woman’s Guide to Buying a Car with Confidence and Street Smarts – Don’t Let These High Heels Fool You.” Highly respected by industry influencers, Cathy has test driven more than 500 vehicles, giving her insight and knowledge on virtually every make and model on the market to effectively educate the car buying consumer and make the search for the perfect automobile a pleasant and rewarding experience. Cathy is currently Founder and CEO of HER Certified® — which stands for Honesty, Excellence and Respect — the industry’s first comprehensive certified dealer program aimed to help…
Posted On Friday, 16 July 2021 00:00 Written by
 Gary Burrus has 27 years of experience in the gaming and hospitality industry. His experience spans property level, regional, and national operations. Specifically within the industry Gary has senior level experience in the areas of Customer Service, Resort Operations, multiple Hotel Operations (1,000+ rooms), RV park operations, Golf Course, Shooting Facilities, Entertainment and Recreation facilities, Convention Center, Retail Store Operations, Human Resource Management (benefits administration, compensation, 401(k) Administration, recruiting, employee engagement, training, union negotiations, employee wellness), Risk Management, Compliance, Government Relations, Community Relations, Security Operations, Transportation and Valet Operations, and interim General Management.
Posted On Tuesday, 11 May 2021 00:00 Written by
 Kathy Schmalen is the owner of Che Sguardo in Chicago, IL and has extensive experience as an expert in both the professional image and beauty industries.  A Miss Illinois winner and Miss USA semi-finalist, her career accomplishments include international modeling for top fashion and beauty industry icons such as Vogue and Harper's Bazaar, commercial styling/beauty consultations, national esthetic trainer for many international companies, and prominent activism in the Chicago area non-profit and philanthropic communities.  Kathy established Che Sguardo/makeupstudio in 1984 with a focus on serving the commercial beauty industry, but also anyone who is passionate about healthy and vibrant living. 
Posted On Wednesday, 27 April 2022 00:00 Written by
Jennifer is Assessments 24x7’s VP of Certification, Coach/Mentor, professional Values Analyst, and instructional designer for client customization and resource development. She specializes in helping clients, coaches and facilitators understand unique assessment results, and assists individuals and groups in personal and professional development. Through educating others in improving communication, understanding critical thinking, embracing learning styles, evaluating emotional intelligence, and aligning behavior and values, Jennifer seeks to infuse others with a passion for learning and growing, encourage self-awareness, and impart simple, practical and applicable knowledge to help grow relationships and increase personal and professional effectiveness. Her career path has included individual and organizational development, secondary and adult education, customer service, corporate finance, and investor relations. She holds a Washington State Secondary Education Teaching Certificate, a Bachelor of Arts in English with an emphasis in Composition & Rhetoric, a Master of Arts in Adult Education and Training, a Master of Science in Psychology,…
Posted On Friday, 05 March 2021 00:00 Written by
Wendy is the MS Warrior Queen and now a mentor for empowering other women diagnosed with MS. She loves working with them to improve their Mind, Body, Relationship and Environment by bringing out their Inner MS Warrior Queen. She lives in NW Wisconsin with her husband and two teenage sons but loves to travel. In her free time she loves to read and spend time outdoors as long as it's warm out since winter lasts so long in Wisconsin. As someone who has dealt with MS for over 30 years, Wendy now wants to give others hope by designing premium custom programs to help them with their lifestyle reset. She is an author for the National MS Society's Momentum magazine, as well as participated in roundtable discussions with Dr Terry Wahls in regard to her Wahls Protocol and has been featured on several podcasts. For an introductory call with Wendy,…
Posted On Wednesday, 24 February 2021 00:00 Written by
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