March was National Maintenance Month, but it's not too late to hammer home the point - it's never too late to make sure your home is safe and well protected.
That's especially true for renters.
Rent.com conducted a survey of 1,000 renters nationwide and found many renters aren't with it when it comes to general maintenance, emergency preparedness and rental insurance.
They also exhibit some conflicting believes about what they need to do to prepare for the worst.
Here's what Rent.com found:
As renters age, there is a general decline in the frequency of performing maintenance chores, including changing smoke alarm batters, checking locks, windows and lighting and updating emergency plans.
Unfortunately, 21 percent of 18-24 year old renters weren't aware they were supposed to perform maintenance.
The insurance findings were particularly surprising: More than 55 percent of renters do not feel safe and prepared in and around their apartment, but 60 percent of them don't have renter's insurance .
Coverage is cheap for renters because the coverage doesn't protect the structure, which is insured by the property owner. Renters coverage, along with liability coverage, primarily covers possessions - that $2,000 big screen LED 3D TV, the smartphone, the laptop, clothes, furniture and other prized belongings.
Rent.com says the cost of insurance is:
Other renters who don't carry insurance say they don't understand it or don't think it's important.
However, 25 percent of renters who had to use their renter's insurance found it helpful when needed and the majority of respondents said that it helped to replace lost items or provided reimbursement.
Every renter in the 18-24 years old and 65 and older age groups, who had to use their insurance, found it helpful.
Renters exhibit mild signs of cognitive dissonance
The Rent.com survey also revealed some renters have some conflicting beliefs and behaviors about safety.
When renters concerns were compared with safety plans to address those concerns, renters were most concerned about incidences for which they failed to prepare.
Peruse or mouse over and click the infographic below to learn more about renters.