Ventura County Mobile Home Parks
New mobile homes cost from 150K to 300K with loan interest rates beginning at 10%.
Older mobile homes are cheaper but have loan interest rates typically from 15 to 20%.
Mobile home parks charge space rent from as low as $350/ Month in Ranch MHP up to over $950/Month at Lamplighter or Meadowlake MHP.
Some mobile home parks allow you to own your own lot, but space purchased can be quite expensive on top of the mobile home mortgage and HOA. A few mobile home parks sell shares (1/50th as an example) of the undivided total park property.
If you own your own lot, you will pay:
1) property tax for the land and your home (.0125 times the purchase price) and
2) a reduced HCD (state tax) for the coach itself which runs about $40-$50, and
3) Home Owners Association (HOA) fee which differs from park to park but typically runs $200 to $300/month.
The advantage to owning your own property is that HOA fees are much lower than lot rents, you get to take a property tax deduction at the end of the year, and you don’t have to worry about lot rents going up .
Many mobile home parks have their own income and qualifying requirements for tenants. New buyers must qualify with the park and should apply as soon as they have an accepted offer for their manufactured home. I have had clients who wanted to pay all cash for their new manufactured home, but were denied park membership due to insufficient income.
Agent commissions are normally 8 to 10% of sales price but can be a flat rate for lower priced homes or a smaller percentage for more expensive manufactured homes. Park agents don’t always cooperate with other agents, but will usually pay referral fees.
Mobile homes built before July 1976 are harder and more expensive to finance through lenders. These homes were built before standardized HUD requirements for mobile home quality came into being. Some pre- 1976 homes were very well built, while others were not. I have included a list of lenders who do this type of loan.
So, if you are buying a mobile home built from June 15, 1976 or before, your lender will require 25% down and a 15 year note. This is the definition of a Pre-HUD home.
If you want to purchase a home built July 1976 or newer, than you can get a loan with 10% down and a 20 year note.
Mobile homes built between 1965 and 1973 may have aluminum wiring issues = fire hazard. Copper and Aluminum swell up when heated by electrical current flow. They don’t swell up the same amount, so this leads to loosening of the wire fasteners where the two types meet. Gradually the loosening becomes a gap which can spark and cause a fire. There is a fix for this but it costs roughly $40 per outlet to have installed.
Mobile homes in some Ventura Parks have a choice of a long term lease (5 yrs) at a reduced rate compared to the short term lease (month to month). This can be very deceptive. At first glance the long term lease makes better sense financially. However, a long term lease is not subject to rent control while the short term lease is subject to rent control. In other words, a short term lease has protections against lot rent increases beyond a controlled rate. Long term leases have no such protections.
Camarillo Mobile Home Estates - 135 Spaces - Built
1150 E Ventura Blvd.
Camarillo, CA 93010
(805) 482-0022; Fax (805) 388-9653
Manager: Ann Russell
Buy the lot for your mobile home: No
Age Restricted: Yes, 55+ ( If parent is over 55 and son/daughter is over 18, that is OK.)
Rent: 583.00 to 1200.00 / Month = Includes Water, Trash & Sewer (15% increase at sale time)
Pets: 1 dog to 21” tall at shoulder or indoor cat. Can walk dog in park if on leash.
Amenities: Club House, Heated Pool, Spa, Workout Room, Bingo, Senior Activities, Located Near In-And-Out Burger
Income Requirements: = 3 X ( Lot Rent + Mortgage Payment + 24.50/month TV )
This park does allow home rentals
Camarillo Springs MHP / Country Club Estates / Country Club Village – Key, Key 4321 - Built
Camarillo, CA 93010
(805) 484-1650 / 10:00am – 4:00pm M-F
General Manager: Diana DeMille
Office Location is in Clubhouse (park by the pool and walk down the stairs to the glass door)
Management Company is CPM or Community Property Management (805) 987-9045
Park Rules and Regulations, CC & R’s are obtained from CPM through a request demand from Escrow.
Buy the lot for your mobile home: Yes. This park does allow home rentals.
Age Restricted: Yes, 55+ No exceptions without board approval. 2nd spouse can not be younger than 45
Residents own their own property - can buy before 55, but can’t move in until 55.
Park Monthly Expenses: Total: = approximately 145.00/ Month which includes:
Member fees, Master Common Area Association Dues, Cable TV, Meter Service Charge,
Park Bill includes separate charges for water and electric.
Owners are billed through City and Utilities for: trash, sewer, gas, and telephone.
Pets: 2 dogs, or 2 cats or one of each. No pets allowed outside without leash. Max dog size 15” at shoulder.
Hot tubs must be enclosed in a structure. (Camarillo City requires an enclosure or a 5 foot fence around spas, while Camarillo Springs MHP only allows a 3 foot fence. Therefore, enclosure is the only option.
No visitors for more than 60 days ( This includes sons and daughters)
Amenities: Pool, Jacuzzi (no one under 18 allowed in Jacuzzi), Travel Club, Bridge Club, Poker, Movies twice/ month, TGIF Party each Month, Senior rates available at the golf course.
Located off Camarillo Springs Road
Income Requirements: Properties individually owned
Casa Del Norte MHP - 135 Spaces - Built 1970
4388 East Central Avenue
Camarillo, CA 93010
(805) 485-5556; Fax (805) 278-1846 or (805) 479-1932
General Manager: Cookie Parades Assistant Manager: Mary King
Starr Management Company Ph (714) 480-6828 x 367 (Dimitri) Fax (714) 480-6830
1400 East 4th Street
Santa Ana, CA 92701
Dimitri Morris (714) 918-8367
Jeffrey A. Leak, Dimitri
Buy the lot for your mobile home: No
Age Restricted: Yes, 55+ No exceptions Must be 55 to buy, can’t buy at 54 and move in at 55.
Park Monthly Expenses:
Lot Rent: 650.00 / Month = Includes: Trash, Monthly bill contains separate charges for water, sewage and gas.
Owners billed by utilities on lot rent statement for electricity, cable tv and telephone.
Pets: Yes, 1 small pet less than 25 lbs.
Amenities: Clubhouse, Pool, Year-Round Sauna ( 1 for men, and 1 for women ), Exercise Room, Laundry Room, Monthly Activities
Located near Spanish Hills.
Income Requirements: 3 x Rent (650.00) = $1650/ Month, plus 3x utilities (approximately $60.00) Buyer needs to have about $1850/Month after expenses to be accepted and Good credit rating.
Country Estates MHP - 120 Spaces - Built 1962
10685 Blackburn Road
Ventura, CA 93003
(805) 659-4750
Office Hours 9:00am to 1:00 pm
General Manager: Chris Christian
Buy the lot for your mobile home: Yes
Co-op or you can rent the lot, cannot rent mobile home itself.
Age Restricted: Yes, 55+
Association Fees: $125.00 / Month; or you can buy Landshare Co-op at $70,000 to $100,000 / share.
Pets: Cats
Amenities: Clubhouse/ Kitchen, Pool, Library, Car Wash, Laundry, Wednesday Bingo & Shuffle Board.
Located at Wells Road on frontage road to Rt 126, East of Ventura
Income Requirements:
a. If you buy Mobile Home and Co-op share: 3 x ( Mortgage + $125 HOA ) and a Good Credit Rating.
b. If you buy Mobile Home but rent lot: 3 x ( Mortgage + $425 Lot Rent ) and a Good Credit Rating.
Imperial Ventura North MHP - 190 Spaces - Built 1971
Imperial Ventura South MHP - 182 Spaces - Built 1971
5067 Theille St. ( Back Park/Imperial North ) & 5065 Telephone Rd. ( Front Park/Imperial South ) Parks are divided into 2 separate areas by Telephone Rd.
Ventura, CA 93003
(805) 642-0444 / Fax: (805) 642-2402 (Back) & Fax: (805) 642-5812 (Front)
General Manager: Daniel Ayala – Back Park & Kelly Ryan – Front Park
Buy the lot for your mobile home: No
Age Restricted: No, Family Living, 190 spaces
Lot Rent: $700.00 / Month
Pets: Yes, 1 pet – 25 lbs or less
Amenities: Clubhouse, Pool, Basketball, Handball, Playground
Located off Victoria 0n Theille. (Front park, Back park) Park with speed bumps is a bit nicer.
Income Requirements:
1) All payments must be by personal check, money order, or credit card payable to Imperial Ventura.
2) Applicants must complete the Standard Application Form.
3) Applicants must furnish proof of income.
4) Applicant’s credit will be checked for a maximum of three (3) negatives.
5) Co-Signers are not acceptable.
6) All mobile homes must be owner occupied, single family residences, no business or commercial activity may be conducted there.
7) The applicant’s housing cost must not exceed 25% of gross monthly income (Ex.1) and the Applicant’s housing cost and other monthly debt must not exceed 35% of Gross Montly Income (Ex. 2).
Ex. 1 - Housing Cost Ex. 2 - Total Monthly Cost
Space Rent $500.00 and Housing Cost $1414.00
Mortgage $654.00 Other Monthly Debt $454.00
Utilities $100.00 Total Monthly Cost $1,868.00
Insurance/Taxes $160.00
Housing Cost $1414.00
Ex. 1 = $1,414.00 / .25 = $5,656.00 and Ex. 2 = $1,868. / .35 = $5,337.00
Applicant’s monthly income must be greater than both Ex. 1 and Ex. 2 above.
8) Applicant’s entire family should meet and discuss the rules with our manager.
9) Applicants must have verifiable good rental history.
10) Applicant must provide evidence the down payment has been in resident’s accounts for four (4) months, and provide a detailed loan commitment letter (price, down payment, interest rate and term).
11) The Applicant should have a FICO score greater than 640.
Imperial Oxnard Mobile Estates - 187 Spaces
410 Saviers Road
Oxnard, Ca 93033
(805) 488-2818 Alliance Management
General Manager: Jim Allen & Judy
Buy the lot for your mobile home: No
Age restricted: Yes - 55+
Lot Rent Average: $650 / Month
$50/month additional for Water, Trash, Sewer Plus $1.17/Month Rent Assessment Fee – (Rent Control Charge)
Pets: 1 Pet = must be less than 15 lbs.
Amenities: Club House/Rec Room, Community Pool & Spa, Laundry Facilities
Located: Between Borrego Ave and Glacier Ave next to DMV, off of Saviers Rd
Income Requirements: 3 x Lot Rent & Good Credit Report, no criminal record.
Lamp Lighter MHP - 227 Spaces - Built 1976
3905 E. Via Rosal
Camarillo, CA 93012
This email address is being protected from spambots. You need JavaScript enabled to view it.
(805) 482-4718 / 9:00am – 4:00 pm M-F
General Manager: Mark & Wendy Jones
Buy the lot for your mobile home: No
No age restrictions, Family Living
Lot Rent: $1025/month – Includes utilities
Income Requirements = Must have monthly income equal to 3 x the lot rent = 2850/month.
Security Deposit: 1st and last months rent.
Rent includes; Trash, Sewer, Cable TV
Pets: Yes, 2 pets per household but no large or aggressive dogs, 35 lb max. Use dog exercise area.
Amenities: Pool, Spa, Clubhouse, Library, Billiard Room and two laundries.
Located SW of town.
Income Requirements:
1) Pass credit check.
2) Only medical bankruptcies allowed.
3) We do not accept co-signers or guarantees.
4) Criminal background check with no felonies
5) Income Requirements = Must have monthly income equal to 3 x the lot rent = 2850/month.
Lemonwood MHP - 231 Spaces - Built 1973
850 Johnson Drive
Ventura, Ca 93003
Park Office Hours: 9:00 – 12:00am & 1:00 – 4:00pm
Park Managers: John & Margaret Toal - (805) 642-3810
Buy the lot for your mobile home: No. Homes may not be rented out.
Age Restricted: Yes, 55+ first owner / 40+ additional occupant
Lot rent: currently between $683 and $770 / month. Lot rent does not cover utilities.
Park subject to Buena Ventura City rent control.
Income Requirements: Monthly Income must equal 3 x lot rent plus $150/month for average utility costs.
Pets: 2 small pets under 30lbs allowed. No walking pets in the park and no outside cats.
Amenities: Club House w/ Heated Pool, Exercise Room, Jacuzzi, Library, Billiard Table.
Location: Rt 101 to Johnson Drive North exit (Johnson Drive exit is SE side of Ventura). Take Johnson Drive North to Telephone Rd. Park located at first entrance North of Telephone Rd.
Arriving from Rt 126 use either Kimball Rd exit to the East or Victoria Rd exit to the West of the park. Travel South from either exit to Telephone Rd. Telephone Rd to Johnson Drive. North ½ block on Johnson Drive to Park Entrance.
La Posada MHP - 83 Spaces - Built 1971
4499 Copland Drive
Ventura, CA 93003
Park Office Hours: 9:00 – 12:00am & 1:00 – 3:00pm
General Manager: Linda Saneedo - (805) 644-1234 / Fax: (805) 644-7349
Buy the lot for your mobile home: No
Age Restricted: Yes, 55+
Lot Rent:
Pets: Cats
Amenities: swimming pool, recreational facilities
Directions: N Rt 101 to Ventura. Telephone Road exit E. Copeland Drive is straight across Telephone Rd from Rt 101 off ramp.
Meadowlake MHP - 195 Spaces - Built 1980
2475 Apple Lane
Oxnard, CA 93030
Ph (805) 485-0114 Fax (805) 983-6339 / 9:00 – 12:00 am & 1:00 – 4:00 pm
General Manager: Pennie Mann Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Company Owned – Continental Mobile Housing (714) 524-5051
Buy the lot for your mobile home: No
Age Restricted: No, Family Living
Lot Rent: $800.00 - $891.00 / Month; includes water (Probable lot rent increase in Jan)
Owners billed separately for trash (22.12), sewer (17.55), rent control fee (1.17) on a monthly basis.
Pets: 1 pet, 30lbs. or less
Amenities: Unmatched, Large Clubhouse, Pool, Ponds, Fountains, Tennis Courts
Located off Oxnard Blvd at Orchard Place and just north of Vineyard Av
Income Requirements: 3 x ( Mortgage + Lot Rent )
Poinsettia Gardens - 142 Spaces - Built 1981
11370 Darling Road
Ventura, CA 93004
President of Poinsettia Gardens Park Board - Carol Eller - (805) 659-2255
Real Estate Liaison - Beverly Bell - (805) 659-7247
Buy the lot for your manufactured home: Yes
Age Restricted: Yes, owner must be 55 – second occupant at least 45.
Park Assessment Fee: $197/month - includes water, trash, sewer
Pets: 1 only – dog or cat.
Amenities: Pool, Spa, Exercise Room, Library, RV storage for an additional $144/year.
No specific income requirements, but Board Package must be completed by purchaser. Package is submitted to escrow with offer. Escrow must process and return the package to the Park Board before close of escrow for transfer of property to new buyer.
This Park was the first in California to be developed by its’ own residents and not a real estate developer. Poinsettia Gardens Park is managed by a volunteer 7 member board.
No home rentals are allowed.
Directions: Ventura NE on Rt 126 to Wells Rd Exit. Exit Wells Rd/RT 118 E (right) to Darling Rd. Darling Rd N (left) to 11370 Darling Rd.
Ranch Mobile Home Community - 74 Spaces
2193 Los Feliz Drive
Thousand Oaks, CA 91362
Ph (805) 495-7787 Fax (805) 495-7722 / 9:00 – 5:00 M-F
General Manager: Barry Blechman Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
Buy the lot for your mobile home: No
Age Restricted: Yes, 55+, and no income restrictions apply.
Sewer charge is additional $25.60/month, Electric and Gas billed according to lot usage.
Lot Rent: Roughly $350.00/month. Calculated by taking old lot rent and adding $191.95. Then multiply total by 10%.
Pets: 1 dog under 18 inches at the shoulder, 1 indoor cat. Service dogs excepted.
Amenities: Club House with kitchen and laundry facility. Pot luck and other monthly social events with some events shared with sister park – Thunderbird Mobile Home Park.
Located 101 to Rancho Road. Rancho Rd North to E Thousand Oaks Blvd. Turn right on TO Blvd to Los Feliz Drive. Left on Los Feliz Drive to Ranch Mobile Home Park. Ranch Mobile Home Community is on left at Dinsmore Av.
Rancho Adolfo MHP - 250 Spaces
1055 Adolfo Rd.
Camarillo, CA 93010
(805) 484-2734 / 9:00am – 3:00pm M-F
General Manager: Bobbie Abraham
Buy the lot for your mobile home: Yes
Age Restricted: Yes, 55+ No exceptions
Lot Rent: 137.00 / Month, includes: trash
Pets: Yes, 1 pet only, 25 lbs. or less
Amenities: Pool, Sauna, Golf Course, 2 Jacuzzi’s
Income Requirements: Properties individually owned. (At this time 15 owners do not own their property)
No home rentals are allowed
Located off Adolfo Road in Camarillo between Lewis and Santa Rosa Roads on the North side of the street.
Stardust Mobile Estates - 125 Spaces - Built 1968
11100 Telegraph Rd.
Ventura, CA 93004
(805) 647-4901 / Fax: (805) 647-4970 / 9:00am – 5:00pm M-F
General Manager: Jim & Ann McKay
Buy the lot for your mobile home: No
Age Restricted: No, Family Living
Lot Rent Average: $450 / Month
Water, Gas, Electric are metered for individual charges to lot owners.
Pets: 1 pet = either 1 indoor cat or 1 dog 12” tall at the shoulder or less. No dog walking area.
Amenities: New Streets, Curbs, Gutters, Recreation Area, Community Pool, Community Spa, RV Storage
Located: corner of Wells Rd and Telegraph Rd
Income Requirements: 4 x Lot Rent
Stonegate - 105 Spaces - Built 1984 – 1985
1025 Cachuma Avenue
Ventura, CA 93004
(805) 388-3848
Anchor Community Management
Only Family Park in Ventura County where you can own the lot.
All homes are manufactured homes sitting on a slab, no mobile homes on pylons here.
Home prices range from $190,000 to $230,000 as of Fall 2012
HOA up to $190/month
Amenities: Club House, Pool, Spa, Greenbelt, Insurance and Trash Removal
Directions: 101 to Telephone. Telephone East to Cachuma, Left on Cachuma, Left into Stonegate – first gate.
Vallecito - 303 Spaces - Built 1970
1251 Old Conejo Road
Newbury Park, CA 91320
(805) 498-2612 / Fax (805) 498-6763 /
General Mangers Sandy & Ron Gellenbeck, Annette Loman
Office Hours M-F 9:00 – 12:00, 1:00 – 4:00
Buy the lot for your mobile home: No
Age Restricted: Yes, 55+
One resident must be 55 or older, all residents must be 40 or older.
Lot Rent: Older homes are $521.00/mo and newer homes start at about $745.00/mo. Rent is based on the CPI and is adjusted in October.
Pets: 1 house pet allowed, no weight restrictions
Amenities: Gorgeous Clubhouse with kitchen and dance floor, heated pool and spa, exercise room, billiards room, card room, barbeque area, Bocce Ball court, gated entrance. Very picturesque location.
Location: Ventura Freeway ( 101 ) to Newbury Park. Exit Wendy Drive - South. Wendy to Old Conejo Road West.
Income Requirements: Must earn 3 x ( lot rent plus monthly utilities total ) For the less expensive lots an income between $1800 and $2000 will usually qualify)
Sewer $25.45
Trash $ 12.18
Water is individually metered and usually runs $10.00 to 35.00
Electric ?
Gas ?
This park has begun the process of converting to “Condo Ownership”. Prospective Buyers should confer with Park Management to learn the details.
Ventu Estates Mobile Home Park - 156 Spaces - Built 1969 and Back Park 1971
Newbury Park, CA 91320
Park Manager – Bea Ferruzza
(805) 498-2010
Office Hours M- F 9:00 – 5:00
Buy the lot for your mobile home: No
Age Restricted: yes, 55+
Lot Rent: Currently $508 - $575/month, lot rent increases 15% from previous owner at time of sale. Every November all lot rents increase by $16.67. This process began in 2011 and will continue through 2017 for all Thousand Oaks/Newbury Park mobile home parks.
Lot Rent Includes: Gas, Water, Trash, Cable TV, Pool
Pets: 1 cat or 1 dog under 25 lbs
Amenities: Heated Community Pool & Spa & Club House and Luandry Room
Location: Ventura Freeway (101) to Newbury Park. Exit Ventu Park Rd - South. Park entrance is on the left at Robertson Street. If you cross Lynn Rd, you’ve gone too far.
Income Requirements: Rent cannot exceed 35% of income.
Ventu Villa Mobile Home Park 171 Spaces - Built 1959 and Back Park 1965
(Sister park is Ventu Estates MHP located just down the street)
Newbury Park, CA 91320
Park Manager – Bea Ferruzza
(805) 498-2010
Office Hours M-F
Buy the lot for your mobile home: No
Age Restricted: Yes, 55+
Lot Rent: Currently $428 - $499, lot rent increases 15% from previous owner at time of sale. Every November all lot rents increase by $16.67. This process began in 2011 and will continue through 2017 for all Thousand Oaks/Newbury Park mobile home parks.
Space Rent Includes: water. Park Bills each owner for Gas, Electric, Trash, Sewer and lot rent in one bill. Utilities average $80 to $100 above each owner’s lot rent. Since lot rents average $500, cost of living averages a very affordable $600 (not including cost of coach).
Pets: 1 cat or 1 dog under 25 Lbs
Amenities: Heated Community Pool, Club House - Bingo, Poker and 2 laundry rooms
Location: Ventura Freeway (101) to Newbury Park. Exit Ventu Park Rd - South. Park entrance is on the left at Ortega Drive or further South at Madonna Lane. If you cross Lynn Rd, you’ve gone too far.
Income Requirements: Rent cannot exceed 35% of income.
Mobile Home Purchase Expenses
General:
Family Parks Differ from Senior Parks:
- Senior Parks tend to be more expensive (better resale for seller).
- Family Parks tend to be less expensive (better pricing for buyers).
Mobile Home Parks have widely varying Income Requirements:
Some parks have income requirements based upon cost of space or lot rental.
Example: Must have income equal to 3 times the lot rental = 3 x 500.00 = $1,500 / Month.
- Some parks add additional requirements which include formulas that look at your
credit reports, proofs of income, monthly debt and rental history.
Lot or Space Rental Fees:
- Lot fees will normally increase for the new buyer of a mobile home property from
that charged the previous owner.
Specific Charges:
Property Tax:
Mobile Homes have unsecured Personal Property Tax at 1.25% of the purchase price in Ventura County.
- It is based upon the cost of the Mobile Home and the space rental.
- Decal numbers beginning with L will have Property Tax
- Mobile Homes built after 1975 will normally be taxed this way.
- Personal Property Tax is normally paid through Escrow.
License Fees:
- Mobile Homes have License Fees which are normally less than $100.00.
- Decal numbers beginning with A, B, C, etc ( anything other than L ) will normally mean a license fee instead of a property tax.
- License Fees are normally paid through Escrow.
Escrow Fees:
- Somewhere around $800.00 ( Lawyer’s Title and Escrow )
- Usually split 50/50 between the Buyer and the Seller.
- Escrow Fees are normally paid through Escrow
Title Fees:
- Do not normally apply to a mobile home sale unless the property it sits on is
purchased also.
Transfer Fees:
- Somewhere around $25.00
- Payable to the Department of Housing
- Transfer Fees are normally paid through Escrow
DMV Search Fees:
- Somewhere around $50.00
- Search Fees are normally paid through Escrow
Utility Transfer Fees:
- Somewhere around $100.00
- Varies by Park
- Transfer Fees are normally paid through Escrow
Pest Inspection:
- Somewhere around $75.00
- Payable to Pest Inspector at time of inspection
Realtor Commission:
- Normally paid by Seller
- With separate Listing Agent and Selling Agents = 10% is common but is negotiable. Many realtors charge a flat rate – especially for lower priced homes.
Loan Payoff: (Seller Expense Usually)
- Remaining Loan Balance Due
- Miscellaneous Loan Fees ( Varies by Lender )
Loan Officers Specializing in Mobile Homes:
Joe Tobey - US Financial Network, Inc.
(Will do Pre-HUD) (714) 814-4855 or (949) 661-9044 or (800) 655-9044
This email address is being protected from spambots. You need JavaScript enabled to view it.
Randy Clark - Murphy Bank
(877) 225-0318 or (559) 225-0318
This email address is being protected from spambots. You need JavaScript enabled to view it.
Paul Baptiste - Macy Homes
(805) 642-6229
This email address is being protected from spambots. You need JavaScript enabled to view it.
Pat Ramey & CRM Funding
Lara Higgins Ph (805) 656-6141 Fax (805) 644-1127
This email address is being protected from spambots. You need JavaScript enabled to view it.
1932 Eastman Avenue
Ventura, Ca 93003
Clay Dickens Community West Bank
Elana Arroyo & This email address is being protected from spambots. You need JavaScript enabled to view it.
Will Cunningham - Direct Ph (805) 692-4429 or 4327 or 4359
Wcunningham@communityWest Bank.com
445 Pine Avenue
Goleta, CA 93117
Dave Weinhold - Community West Bank
This email address is being protected from spambots. You need JavaScript enabled to view it.
Ph (805) 650-8855
1463 S Victoria
Ventura, CA 93003
Loan Tidbits of Information:
FHA will not do loans to senior mobile home parks since it is age discrimination and because homes are not affixed to the ground.
VA will not do loans on mobile homes unless they are on real property ( no lot rents ) and were built in 1977 or newer.
Cal -Vet will do loans on mobile homes.
Mobile Homes built July 1976 or later only require 10% down payment (20 yr loan) .
Mobile Homes built June 1976 or before require 25% down payment minimum
(15 yr loan) These are known as Pre-HUD Homes.
Title & Escrow Officers Specializing in Mobile Homes:
Beth Lovelace - Chicago Title and Escrow (Camarillo) - Ph (805) 987-0481
Betsy Taylor - Lawyer’s Title and Escrow (Oxnard) - Ph (805) 484-2701
Geneva Cory - Chicago Title and Escrow (Port Hueneme) - Ph (805) 382-8400
Sharon Starr - Chicago Title and Escrow (Westlake) - Ph (805) 497-7430 x 3
Jenny Williams - All Valley Escrow, Inc. (Simi Valley) - Ph (805) 217-3152
Danielle Thomas-Franklin - Stewart Title (Ventura) - Ph (805) 644-8211
Jeneva Sloan - Pacific Coach Escrow Corp A.T.T. (Conejo Valley) - Ph (805) 351-3746
Insurance Companies Specializing in Mobile Homes:
Sosa & Sosa – Oxnard, Ca (805) 983-1744
Fiscal Insurance – Thousand Oaks, Ca (805) 374-8687
Mobile Home Repair Specialists:
Websites
_______________________________________________________________
Tom Duffey - Duffey’s Mobile Home Repair Phone 805-527-2129 or 800-564-5655 Fax 805-581-2908
Home leveling for $285.00 plus additional piers at $30 per pier warranteed for 6 months.
1550 Rory Lane #207, Simi Valley, CA 93063
Fax 805-581-2908
CSLB CA License #567804
Fred Janzen Mobile Home Contractor Awnings – Inspections – Repairs
Phone (805) 659-0572
PMB 125 - 9452 Telephone Rd
Ventura, CA 93004-2600
Lic # 759291
Ron Stevenson - American Mobil Home Services Phone (805) 526-2207
Home leveling for $375.00 plus additional piers at $35 per pier. _________________________________________________________________________
Bruce Martin - Roofer - Roof Inspection for $150.00
Phone (805) 207-3538
Shawn Azimi - City Property Inspections & Service - Roofer, etc.
Phone (818) 687-8686
This email address is being protected from spambots. You need JavaScript enabled to view it.
_________________________________________________________________________
Ace Awning, Inc. (805) 647-0856
11182 Azahar, Ventura, CA 93004
Lic #273891
New Manufactured Homes in California
Here are some links to information on new mobile homes in California. New home manufacturers often have homes they take in, for trade-ins. These can be quite inexpensive. These manufacturers can also finance their own new homes for buyers at rates most banks cannot match.
http://www.advantagehomes.com/
http://www.manufacturedhomelistings.com/newhomesalesca.htm
http://www.mawilliamshomes.com/
http://themobilehomefactory.com/
http://www.manufacturedhomesource.com/
http://californiahomesdirect.net/ ( near Bakersfield)
http://www.allamericanmodularllc.com/
State Resources
California Department of Housing and Community Development (HCD)
http://www.hcd.ca.gov/contact.html
Use this site to find out about manufactured home registration, standards, etc. as well as housing assistance in general.
Ph: (805) 549-3373 in San Luis Obispo
Ph: (800) 952-8356 in Sacramento
Disclaimer:No information from this general guide sheet is guaranteed accurate or complete and may change at any time with or without the knowledge of it’s author. The specific people mentioned here are not tacitly or intentionally endorsed for their services by the author.
