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Buying a home? Do you believe in ghosts?

Written by Posted On Sunday, 30 March 2014 03:39

New York title insurance,closing costs,Long Island,NYCOriginally appeared at the Hallmark Abstract Service website

Home buyers: Beware of what (or who) may have been in your dream home before you got there!

This article, written by Long Island and New York City attorney Elan Wurtzel, tells an interesting tale of home buying clients who were very close getting much more from their purchase than they bargained for.

The takeaway? When you are making what could be the most expensive purchase of your lifetime, being represented and protected by a top-notch professional is critically important.

‘Poltergeist?’ by Elan Wurtzel, Esq.

“a spirit believed to manifest its presence by rappings and other noises and also by acts of mischief, such as throwing furniture about” Collins English Dictionary – Complete & Unabridged 10th Edition (On-Line Version)

Remember the movie Poltergeist, where a new house was inhabited by spirits because it was built on burial grounds without removing the remains? It was a scary movie and very entertaining. But is that something that really happens? Is it real or fantasy?

In the early 1980s one of my clients was looking to buy a home in the Plainview area.

After a long search they decided to buy a sprawling ranch which was built on multiple lots and included an in-ground pool. It was the perfect place to raise a family.

A generation ago, much of the Plainview area had been farmland, which was developed after World War II. In its heyday, this particular area of Plainview had been rolling farmland, situated on the western edge of West Hills with small streams and ponds dotting the area. It had all the elements of Paradise and the present residential development had some of those characteristics which made the house and neighborhood very attractive....

Read the rest of the story at 
the Hallmark Abstract Sentinel here.

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If you are buying or Refinancing Residential or Commercial Real Estate in New York City or Long Island potentially save hundreds of dollars in closing costs with Hallmark Abstract Service!

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Michael Haltman

Hallmark Abstract Service provides title insurance for both residential and commercial real estate transactions in New York State.

Hallmark Abstract President Michael Haltman is also extremely involved with the combat veterans 501(c)(3) Heroes To Heroes Foundation, serving as the Board Chair.

Hallmark Abstract Service

In 2008 we opened our doors focused on two primary goals:

Number one was to be a title insurance company that would provide clients with a superior finished product that completely protects their interests for what will likely be one of the largest transactions of their lifetime.

Number two was to insure that the experience of working with Hallmark Abstract Service was as easy and seamless as possible for all parties involved in the transaction!

From the number of satisfied clients who come back to Hallmark Abstract Service time after time for their title insurance needs, the evidence bears out that we have accomplished these two goals in the past and will maintain our client centric focus far into the future!

Michael Haltman

Post 1984 MBA in Finance from the State University of New York at Albany that concentrated on the tax-exempt market, Michael became a municipal bond analyst at Shearson/Lehman Brothers tasked with following general obligation issuers on the city and state level as well as housing bonds secured by mortgage pools.

This experience at Shearson/Lehman Brothers followed by stints at PaineWebber and Citigroup provided a broad framework and understanding of the real estate and mortgage markets.

As CEO of Exeter Commercial which underwrote and funded commercial mortgage loans as a correspondent lender, title insurance played a critical role in both the underwriting and closing process.

In 2008 recognizing both an opportunity and need, Hallmark Abstract Service was born.


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