What is “mattress money?” It’s a funny term but it means funds that someone owns but does not have a paper trail. Let’s look at how mattress money can be viewed by a lender and how to document these funds. It’s a good thing to come across some extra cash. Maybe the sale of a car or a small inheritance or someone just gave you some funds to help you buy a home in the future. However it’s acquired, it’s always better to have more