Homeowners often may be eager to stretch their renovation budget as far as possible, and one of the primary steps that you may take to accomplish this goal is to complete at least some of the work on your own. Many homeowners today have at least moderate do-it-yourself skills, so this may be a realistic and cost-effective option to consider. However, with many types of skilled work, it makes sense to hire a professional contractor. After all, the condition and value of your home are at stake.
The Quality of Work
Some homeowners have exceptional skills with some types of home improvement projects, such as laying tile and painting walls. However, most homeowners are not skilled at all aspects of a home renovation project. The quality of work that is completed in your home directly impacts its value as well as its appeal to future buyers. It makes sense to hire professionals to do quality work that you are not properly trained to do, such as hang drywall or install wood floors.
Insured Work
Some contractors that you may find are not insured, and you should avoid hiring these individuals to work on your home. Most reputable contractors maintain a reasonable or even large liability insurance policy. This policy covers any damage that they may do to your home while they are working on it. You may be surprised to find info on sites like zumainsurance.com for all sorts of industry-specific insurance coverage. For example, drywall contractor insurance can cover damages that the contractors may make to the flooring, appliances or other expensive features in the home. If you cause these damages yourself with a do-it-yourself project, you must pay for the repairs out of your own pocket. Because damages could potentially cost thousands of dollars or more, this coverage is a critical benefit.
Work Completed to Code
When you sell your home, an interested buyer typically will hire a property inspector to review all major components. This inspector may be aware of current building codes, and any code violations may be noted in the inspector’s report. The buyer may ask you to correct these violations out of your own funds before closing, and there is a potential for great expense because of this. A licensed professional will typically complete all work to code. Also, be aware that inspector should also be checking the credentials of the builders. They may find that a builder has insurance for CA drywall contractors that doesn’t extend to Oregon or Nevada, for example. Replacing that contractor with a properly insured one could save you a fortune if anything goes wrong.
You may appear to save money by completing renovation work on your own. However, you can see that there are many reasons why hiring licensed and insured professionals to complete skilled work is better in the long run. Always vet contractors thoroughly before hiring them to do work in your home.
