Home ownership for first time home owners is usually an exciting and one of the most important life milestones. The housing market however nearly collapsed a decade ago. This has led to new homeowners being a little bit more skeptical about home ownership especially due to the US economic recovery variations. Consumers are looking for discounts like those listed in this TodayTix review, as it is important to stretch your savings in creative ways anytime you are looking to make a major purchase. For a new home owner it is important to consider a number of issues before purchasing a home in the best cities of their choice. Such issues may include home affordability, mortgage availability and the house market stability. This article explains the three best cities where the above issues favor new home owners. Oklahoma City, Oklahoma This is the 27th largest city in the US by population with a population of slightly over 300,000 occupants. Oklahoma is also the eighth largest city in the US by land area. This has made it to be rated as one of the best cities for newcomers due to its affordability and market stability. The cost of home ownership here is less expensive which is ideal for new homeowners looking to enter into the housing market for the first time. The average cost of one square foot in a residential estate is approximately $77.67. This price may work within the budget of a majority of first time homeowners. Pittsburgh, Pennsylvania Pittsburgh has also been rated as among the best cities for first time homeowners due to its market stability. During the housing crisis that took place in the US, housing prices in Pittsburgh remained relatively steady. This housing market stability signifies the strength of the Pittsburgh economy. This has seen the substantial expansion and strengthening of the city’s finance, technology and healthcare sectors. The expansion in these sectors means more job opportunities thus an increased demand for housing. This means that housing prices are likely to be stable without declining even during recession periods. 3. Indianapolis, Indiana Indianapolis boasts of one of the most affordable real estate markets. The city ranks quite well in terms of market stability and availability of mortgages. The city’s loan funding ratio is also one of the highest ratios in the US falling at 77%. The cost of home ownership in this city in the first five years of ownership, costs less than 20% of average income making Indianapolis among the most affordable cities in the US.