How To Buy A House With A Low Down Payment in Phoenix AZ
Is a big down payment the only thing stopping you from taking advantage of the most affordable real estate market in decades to Buy a Home?
Low and No Down Payment Loan Programs
There are several low down payment financing options on How to Buy a House with Low Down Payment available including; FHA 3.5% Down Financing, VA ZERO Down Financing, USDA ZERO Down Financing. *Down Payment Assistance Program, *0.5% FHA Down Payment Program, *Home Plus Loan Program is also available. If you had foreclosure, short sale and lost your home due to financial hardship in last 12 months, you may able to buy again with *FHA Back to Work Extenuating Program.
Contact Usto see what programs you qualify for!
Skilled Negotiations Can Save You Money
Once you have found a home and are ready to make an offer, it is very important to work with a Realtor with experience negotiating. We can negotiate for all closing costs to be paid by the Seller. This keeps more money in YOUR pocket. If you qualify for a VA loan, we can negotiate terms which require no money down. Contact us today to find out what other negotiation strategies we can put to work for you!
Free Pre-Qualification
Pre-qualification acts as a dry run of the loan application process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process may take only minutes and is free.
While a "pre-qual" is non-binding to the lender (because the information you provide has not been verified), it does serve as a good indication to potential sellers of your general creditworthiness.
These days most sellers will NOT accept an offer without at least a pre-approval letter, so if you are serious about buying this is the first step towards getting you in your new home.
*Down Payment Assistance Program,*0.5% FHA Down Payment Program,*FHA Back to Work Extenuating Program, *Home Plus Loan Program is based on program availability. Contact Us today for more information.
