Today's Headlines - Realty Times
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There is always an opportunity to be had in each situation. Rising interest rates are no different. It’s ironic that people aren’t as excited about 3.25% or 3.5% or 3.99% on the way higher than they were as they were when rates were falling to those numbers. It wasn’t that long ago when these numbers were very exciting to our clients.  The solution to finding the opportunity in rising rates is to remind people that rates are just a number, and it’s the PAYMENT that people need to focus on. I get it, people are emotionally attached to rates but rarely tie that to the difference in the payment. It’s your job to tie it together for them. Do the math and run the numbers! It’s also important to share the facts of the market. Pull up a two-year chart of the UMBS 2.5% coupon show where we are and…
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Teresa Bailey is a Wealth Strategist. She orchestrates the financial affairs of executives, entrepreneurs and other driven individuals. In addition to growing her clients’ financial worlds, Teresa builds the W&A brand through coordinating brand development, client events, and educational content development. Teresa is a CERTIFIED FINANCIAL PLANNER™ (CFP®) professional and a Certified Divorce Financial Analyst® practitioner. She was named one of Memphis Business Journal’s Top 40 Under 40 in 2016 and in 2018 began splitting her time between W&A’s Memphis and Nashville offices. It’s Teresa’s mission to stay involved with her community and speak on the importance of financial planning and connecting industry professionals. She is the former Chair of the Greater Memphis Chapter of the Financial Planning Association (FPA), and previously served on the Economic Club of Memphis Board of Directors. Under the National CFP® Board, she’s an advocate for women entering the field of financial planning. Teresa graduated…
Posted On Friday, 01 October 2021 12:00 Written by
Posted On Friday, 01 October 2021 00:00 Written by
When I began writing these weekly columns for the Monterey Herald some 16 years ago, my intent was – and still is – writing about issues in sports that can be used or transformed into positive messages as examples to help others. I have been sending that blog worldwide. I promised myself to avoid personal examples. An exception takes place with today’s column/blog to pay tribute to my younger brother, Peter W. Tunney. We both come from a sports family and I wanted to be the best athlete in our family. However, early in my life, I learned that my father, James J. Tunney (Jim Sr.) was a three-star athlete at Loyola High School (L.A.) and the same at Loyola College where he was a captain in three sports.  Upon college graduation, he played a year of professional baseball. Well … being second in our family wasn’t so bad. In August 1938 our family…
Posted On Friday, 01 October 2021 00:00 Written by
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