Today's Headlines - Realty Times
We have seen a real jolt to the bond market and pricing is trying to find a new level. This happens from time to time and those of us who have been at this for a while are prepared for the questions and reactions of our clients, prospects, and referral partners. A few simple things to remember:  • You don’t control the rate markets! If a client wasn’t locked on their loan, or were “waiting” for the “bottom”, that was a risk they took, not you. Don’t feel guilty unless you lied!• Do the math! Take a few minutes and share the actual costs in monthly payment in a move of .25% . Sometimes rates are an emotional hurdle until they see the actual dollars.• Share offsets and strategies. Maybe we borrow less money to keep the payment where they are comfortable or maybe we buy down the rate?• Remember that car…
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Part 3 in a series. Part 2: Would You Get a C Score on Your Relationship Report Card? Want to Kick Your Score From a C to an A+? Author Greg Godek Shares How a Relationship Report Card Boosts Love & RomancePart 1: Need a Little Romance Tip for Valentine's Day? Get the Scoop From Mr. Romance Himself, Greg Godek, Author of 1001 Ways to Be Romantic Greg Godek Sure, you could buy some roses.Yes, you could cook an elegant romantic dinner.Of course, you could give a heart-shaped box of chocolates. But sometimes you want to do more than that. Sometimes you want to show just how much you really care, how much passion you really feel, and how much more your partner means to you than absolutely anything else. Packed with unique suggestions, easy gestures, and thoughtful gift ideas, 1001 Ways to Be Romantic is a romance kit “worth memorizing” (Boston Herald). It’s a…
Posted On Friday, 19 February 2021 00:00 Written by
There’s nothing worse than being a non-profit organization when that was not your intention! The first issue to address is that profit is a good thing. Companies don’t survive without it. Jobs do not endure without company profit. Yes, profit is a necessary component of your business plan, and we should be proud when we make a profit. It shows that we had the initiative to figure out how to make our revenues exceed our expenses. With profit, we can retain some of the earnings for capital expenditures so that we can expand and produce more products or render more services over time. With profit, we can return some of it to the shareholders who enabled the entity to exist in the first place. With profit, we can entertain the idea of giving our personnel raises in pay and can hire more people to grow even more. With profit, we can expand our…
Posted On Friday, 19 February 2021 00:00 Written by
”Third and thirty-three” certainly tells the story of Super Bowl LV played in Tampa, Florida on February 7th, 2021. That was the call by CBS announcer Jim Nantz as Kansas City quarterback Patrick Mahomes was “sacked” by the Tampa Bay Bucs defense. Chasing Mahomes all night seemed to be the highlight of SB LV, also called “the double-nickel”. The hype preceding the game was certainly overblown considering the final score: Bucs 31, Chiefs 9. You are reading that correctly “nine” points in 60-minutes for the Chiefs! No touchdowns, which was not Mahomes style as he threw 38 touchdowns and 4,740 yards this season. The Chiefs only had 3 field goals by kicker Harrison Butker. BTW, while I’m on the subject of field goal kickers, Ryan Succop, field goal kicker for the Bucs was drafted #256 by the Chiefs out of South Carolina. He was the last draft choice in the 2009 draft earning him the title  “Mr. Irrelevant” created by Paul…
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