"The 30-year fixed-rate mortgage averaged 6.30% this week. As rates had modestly declined the last few weeks, purchase demand has accelerated with purchase applications rising to over 20 percent above a year ago. It is clear that purchase demand continues to hold up as prospective buyers react to both modestly lower rates and more inventory to choose from than the last few years.
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• 30-year fixed-rate mortgage (FRM) averaged 6.30 percent for the week ending April 30, 2026, down from last month when it averaged 6.38 percent. A year ago, at this time, the 30-year FRM averaged 6.76 percent.
• 15-year FRM this week averaged 5.64 percent, down from last month when it averaged 5.75 percent. A year ago, at this time, the 15-year FRM averaged 5.92 percent.
