The State of the US Housing Market, 2014
This is the audio of an interview between Logan Mohtashami, senior loan manager at AMC Lending Group, and Kathleen Hays on Bloomberg Radio.
One of the key takeaways? Nothing many of us didn’t already know which is that first-time homebuyers are struggling to buy homes in part because they do not have 20% to put down and in part due to carrying high levels of debt.
Listen to the short interview at HAS here.
Hallmark Abstract Service provides title insurance for both residential and commercial real estate transactions in New York State.
Hallmark Abstract President Michael Haltman is also extremely involved with the combat veterans 501(c)(3) Heroes To Heroes Foundation, serving as the Board Chair.
Hallmark Abstract Service
In 2008 we opened our doors focused on two primary goals:
Number one was to be a title insurance company that would provide clients with a superior finished product that completely protects their interests for what will likely be one of the largest transactions of their lifetime.
Number two was to insure that the experience of working with Hallmark Abstract Service was as easy and seamless as possible for all parties involved in the transaction!
From the number of satisfied clients who come back to Hallmark Abstract Service time after time for their title insurance needs, the evidence bears out that we have accomplished these two goals in the past and will maintain our client centric focus far into the future!
Michael Haltman
Post 1984 MBA in Finance from the State University of New York at Albany that concentrated on the tax-exempt market, Michael became a municipal bond analyst at Shearson/Lehman Brothers tasked with following general obligation issuers on the city and state level as well as housing bonds secured by mortgage pools.
This experience at Shearson/Lehman Brothers followed by stints at PaineWebber and Citigroup provided a broad framework and understanding of the real estate and mortgage markets.
As CEO of Exeter Commercial which underwrote and funded commercial mortgage loans as a correspondent lender, title insurance played a critical role in both the underwriting and closing process.
In 2008 recognizing both an opportunity and need, Hallmark Abstract Service was born.
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