Trying to find the policy that's right for you is not only medial and confusing but most importantly it's not a leisure activity; hence it is not enjoyable. Trying to figure out the exact type of coverage you need can also be frustrating. Typically we just like to choose the cheapest, however, depending on where you live geographically speaking, the cheapest may not be the ideal choice as those of us located near or adjacent to our Southern Border must take into account the high percentage of uninsured drivers as well as the volume of thefts that take place in the Southwest.

Not only does this typically raise our semiannual premium, but also it will usually require us to buy additional coverage. There are ultimately 7 primary factors that have the most significant impact on your insurance premium as highlighted by the accompanied infographic.

Aesthetics

Fuel Efficiency

Usability

Comfort

Drivability

Engine Horsepower

Crash Test Ratings

Now it will not take a rocket scientist to figure out that driving a high performance sports car will yield significantly higher rates than say a small sedan. This infographic lists among the 10 most popular vehicles to drive as well as the upper and lower limits for what people pay for insurance. Thus, if you drive one of the vehicles described in the above infographic and are paying significantly more, perhaps you have a strong case to change carriers, or perhaps you are buying too much coverage. Regardless it's always a good idea to do a bit of research to see what else is out there.

Luckily with the digital age there are numerous ways to save time by comparing numerous carriers' quotes at one time. One such company compare.com does this for Auto Insurance. So even if your car is not one of the 10 vehicles, it's still worth a shot to give compare.com a visit and Compare Auto Insurance now to see if you could be saving money on your policy!