Your REALTOR:
Bob Hummer
February 2020
Real
AN EDUCATED HOME BUYER OR SELLER....BECOMES A SATISFIED HOME BUYER OR HOME SELLER.


The One Change You Should Make to Your Home in 2020
Splash a new color up on the walls. Redo your floors. Buy a new couch. They might be on the long list of things you’d like to do to your house in 2020. But you know what should be at the top of that list? Buying new plants. 
      So key are plants to the overall look and feel of the home that they made Elle Decor’s list of 2020 design trends. But we’re not talking about those faux, plasticky plants. It’s time for the real stuff.
      “Going green with nice, real indoor plants helps give personality and another layer to a space,” Linda Hayslett of L.H. Designs, told them. “For a while, it seemed like everyone was going faux. But
Mortgage Rates
U.S. averages as of February 2020:


30 yr. fixed: 3.51%
15 yr. fixed: 3%
5/1 yr. adj: 3.24%






But these days, it’s all real, all the time. “I can always spot a faux plant in a design. It may be great initially, but the character of a plant comes from how it organically grows. And
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3 Renovations That Will Help Get Your Home Sold
     When it’s time to sell your house, you want to do it as quickly as possible and for the most money, right? Of course you do. Nobody wants their house to sit on the market and they certainly don’t want to leave money on the table.
      You might not want to think about making renovations to your house because you’re spending money on a place you’re no longer going to live, which means you won’t even be able to enjoy the renovations! But here’s why you should re-think that: Smart renovations can actually help get your home sold quickly and for a higher sales price. Here are three to concentrate on.
      Quartz countertops  Quartz became the preferred choice in countertops several years ago and Elle



An Effective Home Listing Can Get Your Place Sold
     Where are you going to move to next? Will you find another house you love? Will the moving process go smoothly? They’re just a few of the dozens of questions you probably have if you’re getting ready to sell your home and look for another. But first things first: You have to find that buyer! The right real estate listing could make the difference between your home selling quickly, or not at all. 
      You may not have thought much about your real estate listing, but it’s a critical piece of the home-selling pie. Getting it wrong may not necessarily cost you a sale if your home is well-priced, located in a hot area, and you have great listing photos. But it could help you attract the right buyers if done well.
      If you’re working with a good, experienced real estate agent, they are probably already following these tips (and, if not, it might be time for another agent!). Which brings us to our first

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20 Down Payment Saving Tips for 2020
     Buying your first home can seem like an insurmountable goal, especially if your expenses are already high. Pricey rent, not to mention car payments, insurance, utilities, groceries, and all the other realities of life, can make it hard to save.
      Many renters assume they’ll never be able to buy a house for this reason. They spend so much money month to month, there is little or nothing to put away. And the idea of coming up with tens of thousands of dollars for a down payment seems impossible. 
      But here’s the reality: The current national median home price is $257,000, and 3.5% of that—the minimum amount needed for an FHA loan—is just under $9,000. Does that seem more doable? 
      The truth is that there are probably a bunch of cuts you can make to your current budget to come up with that kind of cash. Here are 20 ideas for 2020.
      Set a frugal but realistic budget Do you know how much you spend every month on bills, necessities, and incidentals? Many people don’t. Having a debit card makes it easy to spend, spend,


  Daily News and Advice

Read about the events shaping the Real Estate market today, find current interest rates, or browse the extensive library of advice and how-to articles written by some of the top experts in Real Estate. Updated each weekday.
More Articles
January Real Estate Roundup
6 Things That Happen When You Become a Homeowner
New Changes for Mortgages in 2020
Financing Investment Properties
Everything You Need to Know About FHA Loans


Bob Hummer,REALTOR ABR CDRS CDPE CRS MBA SFR SRES
E-mail: bob@military-realestate.com
Website: http://www.military-realestate.com
703-878-HUMM; 888-453-1836
COLDWELL BANKER RESIDENTIAL BROKERAGE
703-878-4866
4500 Pond Way suite 220
Woodbridge Va 22192


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