“To the extent that key labor market indicators continue to show improvement, the likelihood of tapering asset purchases will continue to rise." 

- James Bullard, President of the Federal Reserve Bank of St. Louis

“In my view, we at the Fed should begin tapering back our bond purchases at the earliest opportunity…” 

- Richard Fisher, President of the Federal Reserve Bank of Dallas

“I expect discussion about the possibility of reducing the pace of asset purchases."

 - Jeffrey Lacker, President of the Federal Reserve Bank of Richmond 

Are interest rates going up? No one can (or will) answer that question. However, as we are all aware, change is one of the most constant parts of life and after historical low interest rates for the past several and the recent rises in home prices, all the continued "chatter" regarding the betterment of the economy seems as if change is in the air again. Today with the national Affordability index at a 5 year low, the bigger question may be are you ready for the changes?

It seems as if times will be no better than NOW. Maybe you just need to read a little closer to what is written "between the lines".