For most people, their house is their greatest investment in addition to being the place they call home. No one should be without solid homeowner’s insurance coverage to protect against any loss or damage to that investment.
If your client is looking for a homeowner’s insurance policy, it’s important to know that a less-than-favorable debt-to-income ratio doesn’t mean there isn’t an insurance policy available to cover your client’s home protection needs. At G&N, we work with a vast network of different insurance carriers to provide coverage to fit every profile. And that includes clients who have a high level of debt.
The advantage to working with so many carriers is that we don’t have to shoehorn your client into a one-size-fits-all policy. Rather, we can tailor coverage to fit your client’s specific circumstances and financial picture. Not everyone is in the market for the same insurance plan, and we can work with your client to recognize his or her needs.
G&N works with carriers that offer everything from basic policies to policies specifically tailored to older homes, multi-family properties and condos that cover risks associated with renting units to other people. Some of your clients might have a lot of belongings they wish to include under an insurance policy, while others might prefer to make do with a standard policy to cover their possessions.
Because G&N has longstanding partnerships to many of the nation’s top insurance carriers, we can help determine the policy with the best fit for your client out of a long list of possibilities. Some of these companies provide services and types of coverage that aren’t available anywhere else. We work alongside loan officers, real estate agents, and closing attorneys to determine a “best fit” for each client.
When you and your client discuss homeowner’s insurance, be assured that by partnering with G&N, you’ll be certain to obtain a policy that works within the framework of your client’s finances. Our consultants will work with you to keep your client protected and happy.
For more information from the experts at G&N Insurance, visit www.insurewithgn.com.
