"The 30-year fixed-rate mortgage averaged 6.66% this week. The housing market continues to benefit from more available inventory, providing prospective homebuyers with additional options and helping support buyer activity as mortgage rates fluctuate."
• 30-year fixed-rate mortgage (FRM) averaged 6.66 percent for the week ending July 30, 2026, up from last month when it averaged 6.53 percent. A year ago, at this time, the 30-year FRM averaged 6.89 percent.
• 15-year FRM this week averaged 6.04 percent, up from last month when it averaged 5.87 percent. A year ago, at this time, the 15-year FRM averaged 5.85 percent.
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