AJ Barkley is the Neighborhood and Community Lending Executive at Bank of America, where she identifies opportunities to drive responsible lending among low- and moderate-income borrowers, underserved communities, and multicultural borrowers across the economic spectrum. In her role, she is accountable for the end to end process, strategy through execution, for the company’s Community Reinvestment Act (CRA) commitment and fair lending laws and regulations for home loans, small business, and vehicle lending. She is also responsible for relationship deepening with multicultural, first-time homebuyers and low- and moderate-income consumers through strategic alignment with nonprofits, community advocacy groups, real estate professional organizations including homebuilders, and other key industry leaders. Most recently, AJ served as the bank’s interim Retail Sales East Executive, leading an organization of more than 2,000 employees who assist the bank’s Retail, Preferred and Global Wealth Management clients with their borrowing and banking needs, including mortgage, home equity, credit card,…