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Jennifer is Assessments 24x7’s VP of Certification, Coach/Mentor, professional Values Analyst, and instructional designer for client customization and resource development. She specializes in helping clients, coaches and facilitators understand unique assessment results, and assists individuals and groups in personal and professional development. Through educating others in improving communication, understanding critical thinking, embracing learning styles, evaluating emotional intelligence, and aligning behavior and values, Jennifer seeks to infuse others with a passion for learning and growing, encourage self-awareness, and impart simple, practical and applicable knowledge to help grow relationships and increase personal and professional effectiveness. Her career path has included individual and organizational development, secondary and adult education, customer service, corporate finance, and investor relations.She holds a Washington State Secondary Education Teaching Certificate, a Bachelor of Arts in English with an emphasis in Composition & Rhetoric, a Master of Arts in Adult Education and Training, a Master of Science in Psychology, and…
![These Are America’s Most Expensive Towns [New LendingTree Report]](/media/k2/items/cache/dfeb0cba9a844a634973295121d22fba_S.jpg)
The town-and-country lifestyle is often depicted as simple, idyllic and inexpensive compared to big-city living — especially when it comes to housing costs. But is this accurate? To look at how costly buying a house in a town can get, LendingTree analyzed housing data to find the 50 U.S. micropolitan areas — which we refer to in this study as “towns” — with populations between 10,000 and 50,000 that had the most expensive median home values. Many towns across the country are chock-full of expensive real estate, with home values that rival — and, in some cases, exceed — those found in major metropolitan areas. In raw dollars, Vineyard Haven, Mass., Jackson, Wyo., and Breckenridge, Colo., are the towns with the most expensive real estate in the U.S. The median home values in these towns are $857,600, $670,100 and $641,900, respectively. Relative to income, homes in Vineyard Haven, Jackson and Hailey, Idaho,…
We live in an amazingly uncertain world, but that uncertainty is brimming with certainty! I know this may seem contradictory, but it is true, and worth the exploration. Yes, we do live in constant uncertainty. What will happen with certain businesses or industries if the economy shifts, if technology disrupts, or if a new product or service falls flat? There is no doubt that uncertainty breeds fear, anxiety, and even a type of mental agility that treads water until you feel all is clear.
But buried in these uncertainties are trends and data all around us that give us rather obvious information on what is to come if you know how to look for it! We may not know for sure how AI ChatBots like ChatGPT will be used in the future, but we do know that their use will only increase exponentially in both the business world and our personal lives! This…
The Federal Reserve Board meeting is over and there was good news and bad news. The good news is that they didn’t raise rates and held them where they were as expected. The bad news, well, there was more than just a little bad news, is the comments weren’t as encouraging as many had hoped, and the Fed “Dot Plot Chart” shows that they believe the Fed Funds Rate will stay above 5% for the rest of this year, possibly another hike this year, and the bad news doesn’t end there. The projections for 2024 rates are surprising. While 9 felt the Fed Funds Rate would fall below 5%, with the low projected at 4.25%; 10 members still have the Fed Funds Rate above 5% with even one projecting a rate that is past 6%! I don’t believe you need to panic, the Dot Plot Chart has pretty much been…
Nearly four of every five (78%) respondents to a recent housing survey support policies that promote building more housing, according to a new report from Redfin (redfin.com), the technology-powered real estate brokerage. But just one-third (32%) of the respondents who are pro-building would feel positive about an apartment complex built in their neighborhood, and 20% of them would feel negative about it. Nearly half (48%) would feel neutral. Broken down by homeowners versus renters, 74% of owners support policies that promote building more housing, compared with 80% of renters. One-quarter (25%) of owners would feel positive about a new apartment complex built in their neighborhood, about on par with 28% of renters. Two in five (40%) owners would feel negative about a new apartment complex built in their neighborhood, and 35% would feel neutral. That’s compared with about one-quarter (24%) of renters feeling negative about the prospect of a new…
Existing-home sales moved lower in August, according to the National Association of Realtors®. Among the four major U.S. regions, sales improved in the Midwest, were unchanged in the Northeast, and slipped in the South and West. All four regions recorded year-over-year sales declines. Total existing-home sales[i] – completed transactions that include single-family homes, townhomes, condominiums and co-ops – slid 0.7% from July to a seasonally adjusted annual rate of 4.04 million in August. Year-over-year, sales fell 15.3% (down from 4.77 million in August 2022). “Home sales have been stable for several months, neither rising nor falling in any meaningful way,” said NAR Chief Economist Lawrence Yun. “Mortgage rate changes will have a big impact over the short run, while job gains will have a steady, positive impact over the long run. The South had a lighter decline in sales from a year ago due to greater regional job growth since…
I want to introduce you to Kate. Kate was just about the sweetest person you could meet. Hard working sales agent, often working long hours and barely making ends meet.
There were serious reasons for her lack of profitability… First there were the personal issues: Kate was nice, so nice, she let everyone take advantage of her. Her sister-in-law lived in the basement of the home she shared with her husband. He worked, but hours completely opposite of hers. They rarely connected. Her small house was also home for her son, his girlfriend, his dog and soon-to-be-born baby. Her son didn’t have a job at the time we worked together, and neither did his girlfriend. They spent their days enjoying video games and watching television while Kate was out making sales. Kate often missed dinner due to working long hours. I know this because when we would be in…
Today, we are in an era of drastic technological transformation. With the increasing use of digital technologies that include everything from 3D printing to various applications of extended reality, how we do business is constantly and dramatically transforming in ways that we have not seen since the industrial revolution! While company leaders have long been questioning how to navigate this quickly changing landscape, Anticipatory Leaders are one step ahead, leveraging the ever-evolving digital landscape in front of us. In doing so, they are integrating artificial intelligence (AI), augmented reality (AR), edge computing as it relates to data processing, and so much more.
As a business leader, it’s imperative to grasp that the ongoing technological revolution reshaping the business landscape is an indisputable future certainty—a Hard Trend that’s here to stay. While numerous technological innovations have already initiated substantial shifts in a wide array of business operations, some leaders and managers who prioritize…
Reporting back from the street has been very positive when it comes to the reaction from accountants to the calls about tax extensions. These conversations have caused some meetings and a few immediate referrals, and we are just a week removed from the plan. It is very interesting to see how a simple phone call and a brief conversation can change the perspective of other professionals. Most accountants don’t have much use for mortgage professionals until they come across mortgage professionals who understands their business and provides an important value added to them and their clients. I am also seeing continued results from the back-to-school conversations as the final wave of kids head back to school. I actually think this year has been the strongest in the past three or four years when it comes to seeing these conversations turn into opportunities. Between functional obsolescence conversations and the awareness of…
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Some homebuyers got cold feet as mortgage rates hit the highest level in over two decades and prices continued to rise, but buyer demand and new listings have stabilized following months of declines Residential real estate deals are falling through at the highest rate in almost a year as high mortgage rates give homebuyers sticker shock, according to a new report from Redfin (redfin.com), the technology-powered real estate brokerage. Nationwide, nearly 60,000 home-purchase agreements were canceled in August, equal to 15.7% of homes that went under contract that month. That’s up from 14.3% a year earlier and marks the highest percentage since October 2022, when mortgage rates surpassed 7% for the first time in two decades.
The average interest rate on a 30-year-fixed mortgage was 7.07% in August. At one point last month, it hit 7.23%—the highest since 2001—sending the typical homebuyer’s monthly payment up significantly from last…
According to Realtors® and Prospective Home Buyers Across Races and Ethnicities. The current real estate market’s high home prices and mortgage rates, as well as limited inventory, are the top reasons that Realtors® and prospective home buyers across races and ethnicities cite as barriers to purchasing a home, according to two new reports from the National Association of Realtors®. In partnership with Morning Consult, NAR’s 2023 Experiences & Barriers of Prospective Home Buyers Across Races/Ethnicities report surveyed White, Hispanic/Latino(a), Black and Asian prospective home buyers about their experiences. NAR’s 2023 Experiences & Barriers of Prospective Home Buyers: Member Study surveyed Realtors® who focus on residential real estate regarding the latest buyer with whom they worked who has not yet purchased a home, and it compares findings with the consumer study. “Home buyers face the most difficult affordability conditions in nearly 40 years due to limited inventory and rising mortgage interest…
“The true soldier fights, not because he hates what is in front of him, but because he loves what is behind him.” G.K. Chesterton G. I. John decided many years ago when he started his military career that he was going to build wealth by buying real estate. When John first started out, he bought a house in the city where he was stationed using a 100% veteran loan. He put together a plan to get wealthy during his military career moving from station to station buying a house as his primary residence with each move and keeping the other homes for rental income.
The challenge that threatened to shoot holes in his life plan was the fact that the more property he bought, the more specialized mortgage products he needed since his VA eligibility was limited to one or two properties. He needed an experienced mortgage loan…
C-suite executives and leaders have a lot on their plates when it comes to successful management of their business or organization. They are in control of the organization’s image, a diverse team of individuals with diverse talents coming together to complete specific tasks, and the successful and timely implementation of multiple projects at any given time. That is a lot to be responsible for, but as we all know, change is the only constant in the business world. My Anticipatory Organization® Model notes that digital disruption is starting to alleviate some of the need to manage traditional tasks that managers and other business leaders have long managed before. With this transformation, the tasks of managers and business leaders alike are starting to change as well.
What some leaders overlook now is their actual role as managers — the management of perception and distraction. Perception and Distraction Affect Your Organization Perception refers…
From buying and selling advice for consumers to money-making tips for Agents, our content, updated daily, has made Realty Times® a must-read, and see, for anyone involved in Real Estate.