I hope everyone enjoyed their Thanksgiving. Today I wanted to share some thoughts about this time of year and how often overlooked the opportunities are for us in the mortgage and real estate arena. I like to call this window, Thanksgiving through the middle of December few weeks, the single most critical time block we have, because the opportunities are great, the competition is small, and there is a very real “Motivation of the situation!” Here are my reasons: 1. Focus! People believe there isn’t enough time to get things done this time of year and just choose to push it off until next year. 2. Ability! As the clock keeps ticking, lenders lose the ability or the willingness to do what they need to do to get a deal closed before the end of the year. 3. False beliefs! How often have you heard, “nobody wants to buy or…
Posted On Monday, 27 November 2023 00:00 Written by
Zola is a seasoned real estate professional with a passion for helping clients buy, sell, and invest in beautiful Central Florida and beyond. Originally from Hungary, Zola’s journey in real estate began when he purchased his first investment property in Pennsylvania. After moving to Orlando in 2000, he quickly realized that real estate was his true calling. With over 14 years of experience, Zola has built a thriving practice, serving both local and international clients. In 2015, he took on the challenge of helping open and manage a successful real estate office, attracting 150 associates within the first two years. However, Zola found his true calling when he transitioned to his current role as a practitioner, coach, and mentor to his fellow sales associates. Zola is actively involved in teaching various courses for the National Association of Realtors (NAR) and the Real Estate Business Institute (REBI). He is a member…
Posted On Wednesday, 22 November 2023 00:00 Written by
Dan A. Negulescu is a distinguished Real Estate Broker with a deep passion for international real estate. As a visionary promoter of the Exclusive Representation (Agency) concept in Europe, Dan has been at the forefront of shaping the European real estate landscape. His dedication to advancing the industry is underscored by his active involvement with the National Association of REALTORS (NAR). Dan has served as a NAR Board Member in 2015 and again in 2019, bringing his expertise and insights to the forefront of industry decision-making.Dan’s impact extends beyond his roles within NAR. Since 2019, he has taken on the role of NAR In-region Ambassador for Central and Eastern Europe, further solidifying his dedication to promoting global real estate collaboration. In 2022, Dan expanded his involvement with NAR, becoming a valued member of the NAR Events and Conference team, where his insights continue to shape the future of real estate…
Posted On Wednesday, 22 November 2023 00:00 Written by
 Giselle Abadi is the co-founder and CTO of Realtyna Inc. She’s a visionary technical leader with an intense passion for the innovation and design of intricate systems. Her unwavering persistence, paired with her motto “Continual Improvement,” has positioned Realtyna distinctively in the proptech market, offering the most comprehensive suite of tools and services for the real estate industry across various platforms and for all levels.
Posted On Tuesday, 21 November 2023 00:00 Written by
Creativity is a highly applicable character trait of those who find success and significance in the business world. In light of this observation, the question of whether creativity can be taught naturally arises. While it’s true that, with sufficient determination, individuals can learn almost anything, teaching your team to think creatively in any industry is contingent upon the approach. As an Anticipatory Leader, the concept of fostering creativity among your employees should manifest in proactively addressing challenges through innovative solutions. This involves the cultivation of intricate ideas, allowing for the creation of remedies well in advance of issues becoming disruptive.
Creativity in Its Most Basic Form Many organizations are playing the competition game, copying ideas in an attempt to stay one step ahead and gain a small fraction of market share. This is a road riddled with friction and little payoff as each player struggles to move one…
Posted On Tuesday, 21 November 2023 00:00 Written by
To better understand how common home improvement loans are, LendingTree analyzed the latest housing data to determine where the most home improvement loans are originated. Specifically, we looked at the number of first- and second-lien mortgages used to pay for home improvements for every 100,000 owner-occupied homes in each state. Here's what we found.  Across the 50 states, an average of 361 home improvement loans are originated for every 100,000 owner-occupied houses. Relative to the number of owner-occupied housing units, the most home improvement loans are originated in Utah, Idaho and Rhode Island. The fewest are originated in Alaska, Louisiana and Mississippi.  On average, 77.8% of new home improvement loans across the 50 states are second-lien mortgages. In other words, homeowners are more likely to choose options like home equity loans or home equity lines of credit than cash-out refinances. First-lien mortgages (like cash-out refinances) used for home improvements are much less…
Posted On Sunday, 19 November 2023 06:15 Written by
Joe served as the Director of Global Strategy and Engagement at the National Association of REALTORS®. With over 15 years of experience in the real estate industry, Joe is a collaborative, strategic, and diplomatic professional who serves as a dedicated leader in policy advocacy for the North Bay Association of REALTORS (NBAOR). In the role of Government Affairs Director, Joe exhibit a keen ability to monitor and analyze legislative and regulatory matters affecting the real estate landscape and the interests of NBAOR members. Previously, Joe held the position of Head of Industry Relations where he provided expert-level counsel to executive leadership on a broad spectrum of issues. Joe’s qualifications include a CA Real Estate License and two distinguished certifications awarded by the National Association of REALTORS: Certified International Property Specialist and REALTOR Certified Executive.
Posted On Sunday, 12 November 2023 00:00 Written by
Change is an inevitability of human life. We go through changes as we age from teens into adulthood by moving out of our parents’ houses and going to college or a trade school. And as we move from early adulthood to our 30s, 40s, 50s, and later years, with starting new jobs, getting married, having kids, and retiring, more change occurs. We have become very adept at handling the various changes thrown at us.
However, I would be remiss to say that we handle it well. Quite frequently, we humans do not handle change well, as it is viewed as an “unknown” that ultimately disrupts us. So, whether it is personal or a change you face throughout your professional career, would it not benefit you and fully transform your attitude about change if you were able to actually see the changes coming your way? Controlling Your Perception of Change There are two ways…
Posted On Tuesday, 14 November 2023 00:00 Written by
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